Who makes credit decisions?
Credit decisions are made by our bank partner, Bank of America.
- Information or photos that you add to your profile are not transmitted to our bank partner.
- Brighter Planet is not involved with making credit decisions.
- You will hear back from Bank of America within 30 days regarding your application.
- Shortly after you make your first transaction, you will be able to link your Brighter Planet Visa card to your profile.
Brighter Planet
- What about contributing to environmental charities?
- Why did you partner with Bank of America?
- What’s your strategy for climate change?
- Conserve what you can. Offset the rest.
- Where does the money go?
- Good credit, bad credit
- What is your for-profit or non-profit status?
- How does the annual audit work?
Carbon Footprints
- What units and measures are used for carbon footprints and offsets?
- What is a carbon footprint?
- How do I use conservation recommendations?
- How is my carbon footprint calculated?
- How big is a ton of CO2?
- What are regimens?
- What is the average carbon footprint?
Carbon Offsets
- What is "additionality"?
- What is a carbon offset?
- What is "transparency"?
- What is the future-stream model for carbon offsets?
- What units and measures are used for carbon footprints and offsets?
- How will I know that I’m making a difference?
- What’s the life of a carbon offset?
- How is an offset retired, and why?
- How does Brighter Planet choose quality carbon offsets?
- What’s the difference between carbon offsets and RECs?
- What are campaigns?
- What standards do you follow?
- What is "social value added"?
- What’s the future of carbon offsets?
- What is "permanence"?
- How do you calculate offset equivalents?
- What is the estimation methodology for carbon offset amounts?
- What is "new construction"?
Climate Change
- Why stop climate change?
- What’s your strategy for climate change?
- How do renewable energy projects help the environment?
- What are publicly-available sources of climate change data?
My Brighter Planet
- How will I know that I’m making a difference?
- What are teams?
- As a cardholder, how do I view my rewards online?
Products
- Who makes credit decisions?
- How do I go paperless and get 1,000 bonus points?
- As a cardholder, how do I view my rewards online?
- Where does the money go?
- Good credit, bad credit
- What is a security code?
Renewable Energy Projects
- How does the portfolio change over time?
- How will I know that I’m making a difference?
- What is the Portfolio Promise?
- How are projects operated? What happens if one fails?
- What types of projects are there?
- What’s the importance of project diversity?
- Can I pick which projects I want to support?
- How is a project added to the portfolio?
- Where does the money go?
- How do renewable energy projects help the environment?