The Brighter Planet™ Visa® credit card
- Request yours today and use it for your everyday shopping
- Help build renewable energy projects with every purchase
- Make a difference in the fight against climate change
How the card works
- Earn 1 EarthSmart point for every $1 spent in net retail purchases.
- Points are automatically redeemed monthly to help fund renewable energy projects.
- Every 1,000 points will fund an estimated 1 ton of carbon offsets.
- Every 1,000 points is roughly equivalent to taking a car off the road for 2,000 miles, or powering and heating/cooling your home for a month.
Special offer
- 0% introductory APR† on cash advance checks and balance transfers for your first 12 billing cycles
- no annual fee
The Brighter Planet Visa card from Bank of America: Apply now
Prefer to apply by phone?
Dial 1 (800) 511-1472 and mention priority code FACB76.
Bonus points
- Earn 50% more points with a match from Bank of America through December 2008.
- Earn 1,000 bonus points after your first transaction to fund an estimated 1 ton of carbon offsets to offset the creation and delivery of your credit card.
- Earn an additional 1,000 bonus points when you sign up for paperless statements.
† For information about the rates, fees, other costs, and benefits associated with the use of the card, click “Apply now” and refer to the disclosures accompanying the online credit card application.
Your Brighter Planet profile
Cardholders may create a profile on the Brighter Planet website. Use it to see the positive impact you're making by reducing your carbon footprint:
- calculate your carbon footprint
- find ways to reduce your environmental impact
- track your daily progress toward reducing your carbon footprint
- learn about the renewable energy projects that you help build
After you apply, you'll receive instructions on how to link your card into your profile to activate these features.

The projects you help build
The points you earn support a geographically and technologically diverse portfolio of renewable energy projects that help reduce your carbon footprint. Carbon offsets earned with your Brighter Planet Visa card come from projects approved by the Brighter Planet Project Selection Committee and always meet the requirements of our Carbon Offset Policy, created with guidance from industry experts and the Brighter Planet Advisory Board.
Brighter Planet’s current exclusive supplier of these premium offsets is
NativeEnergy, the only US provider recommended by Tufts
University's comprehensive report and one of only three US firms to receive Clean Air-Cool
Planet's top rating (A Consumers’ Guide to Retail Carbon Offset Providers, Clean Air–Cool Planet, 2006).

The Brighter Planet Visa card is provided by Bank of America.
Bank of America is one of the world's largest financial institutions,
serving individual consumers, small and middle market businesses and
large corporations with a full range of banking, investing, asset
management and other financial and risk-management products and
services. The company provides unmatched convenience in the United
States, serving more than 57 million consumer and small business
relationships with more than 5,700 retail banking offices, more than
17,000 ATMs and award-winning online banking with more than 23 million
active users.
The Brighter Planet Visa card is part of Bank of America’s $20 billion commitment announced in March 2007 to support the growth of environmentally sustainable business activity to address global climate change. This ten-year initiative encourages development of environmentally sustainable business practices through lending, investing, philanthropy and the creation of new products and services.
To learn more please visit bankofamerica.com/environment.
EarthSmart™ points is trademark of FIA Card Services N.A.